hello guys i'll talk about A meeting on meetings

before i do a meeting i will make an agenda so i know what i want to discuss in a meeting,

1. Aim : to create the best plan for the best result

2. What do you like about our meetings now?
Relaxed

Know what was discussed

Speak in accordance with the context of the problem

3. What is wrong with our meetings now?
Silence listener and boring
Wasting time

No answer to a problem

4. What makes an effective meeting?
Active responses
No wasting time 
Straight to the point

5. What changes would you like to make to the way we hold meetings?
set the time
choose the right Chief Executive
no talking but active responses

6. Action plan : provides an overview of the plan to be made, review the meeting and summarize. close

This is my first video... thanks for watching :D

Hello guys, how are you?? i hope u fine...
so today i want talk about cars and loans. Let's start it :D

If i want to buy a car what i should use? credit cards? installment? or loan? those three are a good choice. i will explain an issue and how to solve it.
You dream to buy a car but you dont have much money to buy it. 
If your income are 5.000.000 IDR, what you should choose to buy the car?
you should calculate your net income in one year :
12 x 5.000.000 IDR = 60.000.000 IDR
Then you Calculate 20% of your annual net income to find your safe debt load:
60.000.000 IDR x 20% = 12.000.000 IDR  
So, you should never have more than 12.000.000 of debt outstanding to buy a car.

If the car price is 200.000.000 IDR, you should choose installment to buy that car. 


Thats all for today thank you, leave a comment guys... :D

Hello guys.. we meet again...
today i wanna tell you my experience...hehe....

So.. one week ago i do a presentation about pempek store... i'm very excited to make this presentation. i use prezi to make my beautiful presentation, because the slide effect is stunning. this makes my presentation going well. :D

My friend (yoshinta) help me to make the word, so my classmates and teachers know what i want to tell them. yoshinta and i talk like we understand about the slide, so it's make us feel confident. this experience makes me feel confident and not afraid to talk in public. So thank you to my teacher to teach us not in theory but practice too....

So thats all about my experience, thank you for reading my blog... hehe
leave a comment down about your experience... :D see you guys

Hello guys ~~
Meet me again......

Today i have assignment that is to solve the problem. The problem is "Ana Gonzalez is considering a loan to finance her collage education. She currently owes money on several charge accounts and credit cards. What action would you recommend?

from me, first you should borrow money with your parents or your neighbor. Then work off her debt in installments. prioritized right on charge accounts and credit cards. But do not forget to pay the loan from your lender. do not waste the money too much when you are in this situasion, cause if you waste it, you are in trouble.

so thats all for today... i just want to share about my assignment...
leave your comment..... thank you.. xoxo

Hello guys....sorry i don't post in this blog for many days... because i work in the afternoon until evening....
Anyway... i want to share about " buying a house "

talking about house.... how we buy a house?? is it depend? credit? or buy with cash?
it is hard decision that you want to choose.... so i will give you a tips to buy a house......

House is very important.... why?? without it, maybe you can't have your privacy and place to live.So... let me give you few tips to buy a house

1. see your budget : when you want to buy a house you must see your budget is it capable to buy a house or not. if its not maybe you should try to buy with credit. but this one is serious problem, if you can't pay off the credit maybe you should say goodbye to your house because you can't afford to pay the credit.

2. Search for a home. Your first step here is to figure out what city or neighborhood you want to live in. Look for signs of economic vitality: a mixture of young families and older couples, low unemployment and good incomes.Pay special attention to districts with good schools, even if you don't have school-age children. When it comes time to sell, you'll find that a strong school system is a major advantage in helping your home retain or gain value.

3. Start thinking what are you looking for in the house: this is very important, What will you and your family need in several years?Maybe you're just a couple or single right now, but are there are plans for kids in the future? A home that snugly fit two people could be torturous for three or four. And
What trade offs are you willing to make? In other words, what are your priorities?  Do you care more about a safe neighborhood and good schools over a big backyard? Do you need a big, workable kitchen more than a big luxurious bedroom?

4. Make a deal : if you get your dream home try to make an offer by asking the price. Do an offer for a market price. Review it carefully. It will include things like the cost of title insurance that protects you.

So thats all about my tips... if there is a wrong leave a comment down.... and keep awesome.. byeee